In this article, we will know what is travel insurance or not, and which company should be taken insurance and how much insurance should be taken and what are the benefits of travel insurance.
What is travel insurance plan
Travel insurance policy is a comprehension plan that provides you burial during your journey so that there is no problem in your travel.
Travel insurance saves you from the risk factor coming in and this is a very beneficial plan and whenever you plan a trip, then definitely include it in your list so that you enjoy your trip well Travel insurance plan provides you global coverage Such as medical emergency, loss of baggage, accident, or loss of passport ect.
If any of these problems are with you in the trip, then your trip will be spoiled, so to avoid all this, travel insurance must be taken, an important thing is that your travel insurance will also provide medical graves to take covid-19 and its people. No paper work required.
There are many benefits of buying comprehension insurance as it makes your trip secure as well as saves you from financial burden.
There’s more coverage inside
1. Medical expenses
2. Personal accident
3. Medical evacuation
4. Loss of passport
5. Loss of checked-in baggage
6. Theft/loss of personal belongings
7. Trip cancellation
8. trip delay
Features of travel insurance plan
Travel insurance plan covers both our domestic and international trips and travel insurance company provides us with good assistants, they are always available at the time of need.
1. Emergency hospitalization&medical treatment facility :- If you are traveling and due to some reason your health gets disturbed then your travel insurance plan provides you assistants without any delay.
2. Compensation for flight – related advertisement: – Which can be useful anytime and on any time, anytime your flight is late or your bagges are lost, your travel insurance will take care of all this.
3. Trip – related adversities: – In this, if you have to delay or cancel your trip due to any reason, then your travel insurance plan will help you in this.
4. Cashless hospitalization :- in case if you are hospitaliza or taking medical treatment in any empaneled hospital as given by your insurance company then your hospital bill will be settled by your travel insurance policy and all this comes under cashless hospital only. Is
5. Travel insurance plan for senior citizen :- Some travel insurance is made only for senior citizens because their requirements are different.
6. Frequent Flyers: – This feature is suitable for those who have a lot of mourning, who travels many times in a year, in this money is given on every journey.
Type of travel insurance
1.Domestic travel insurance:- This plan is specially designed for those people who want to travel within India, this plan protects you and your family and also protects you from financial burden.
2. International travel insurance:- This plan helps you and your family to go anywhere in the world. as the assistance provides
3. Schengen travel insurance: – This is a customized plan for those people who travel overseas and specially what has been designed for schengen country, if you travel in more sochengn country together then this plan is best for you
On the basis of types of travelers
1. Family travel insurance :- This plan is specially designed for those families who like to travel together so that they can enjoy the family trip well, this usely policy holder covers their spouse and children
2. Senior citizen travel insurance: – This is a tailormade plan specially designed for elderly people, it is given to people of 60 years, in which health insurance benefits are also given, this policy holder will be given emergencies, medical expenses, repatriation of mortal remains, loss or delay of baggage etc. Provides the convenience of things
3. Student travel insurance: – This plan is student friendly and you can customize it according to your needs. It comes with extended validity which is of 2 years with basic coverage as well as it gives you sponsor protection, medical evacuation, bail bond. provides the facility of
4. Corporate travel insurance :- It is specially designed for corporate travels, its validity is 1 year as they have to travel continuously.
5. Group travel insurance: – This plan is for those who like to travel in groups, this plan is mostly bought by those people who organize tour groups, industrial training, official tours.
6. Medical travel insurance: – This plan also gives you medical facility along with financial assistant.
On the basis of insurance policy validity
1. Multi- trip travel insurance
2. Single- trip travel insurance
Other types of travel insurance plans
1. Baggage insurance
2. Flight insurance
Why should we buy travel insurance
It is very important to take travel insurance, there may be a medical emergency at the time of your travel, in this you get that travel insurance is necessary to travel in some countries, it makes your trip full of enjoyment.